For backgrounds just experiment with filters and brushes. Thats all I did when I first got Photoshop. Just start with something simple like a cloud render, then change the colors (ctrl-u, click colorize), and then fool with the filters like the distortions and such.
Example: -Open a new document.
-Go to Filter>Render>Clouds.
-Hit ctrl-U and check colorize. Then make it any color.
-Go to Filter>Distortion>Glass.
-Mess with the options till you get something you like.
And you're done.
You should get decent-yet-simple looking backgrounds from fooling around like that.
It wouldn't be hard to make that BG. All it is is some wave, liquify, etc. Maybe a chromize. And that banner is perhaps presentable, but nothing special.
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